All Programmes Open Enrolment Open Enrolment Add a Title Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles. Add a Title Add a Title Catégorie CATEGORY Conçu pour CATEGORY FORMAT CATEGORY Durée CATEGORY Coût CATEGORY Date de démarrage CATEGORY Apply Now Add a Title Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles. Présentation du programme Résultats attendus Modules clés Breakfast Balcony Wifi TV Parking Beach front Heading 2 Heading 5 Heading 5 Heading 5 Heading 2 Heading 5 Heading 5 Heading 5 Heading 2 Heading 5 Heading 5 Heading 5 Parcours d’apprentissage Ce qui est inclus Qui peut s’inscrire ? Des parcours d’apprentissage guidés et soutenus Collaboratif Les participants évoluent en cohorte, accompagnés par les intervenants d’AMI, avec des plans d’action, de l’apprentissage entre pairs et des opportunités de réseautage. Soutien technologique continu Grâce à la plateforme web et l’application mobile d’AMI, profitez d’un accès 24/7 à des cours en ligne, vidéos, outils téléchargeables et ressources pratiques, où que vous soyez Découvrez l’approche d’apprentissage d’AMI L’Afrique au cœur de notre approche Nos programmes sont conçus pour les professionnels et entrepreneurs d’Afrique, avec du contenu disponible en 7 langues, des études de cas locales et des facilitateurs experts du marché Commencez votre parcours d'apprentissage dès aujourd'hui Apply Now

The Development Bank of Rwanda (BRD), in partnership with the African Management Institute (AMI), is proud to launch Cohort 1 of the Hatana Technical Assistance (TA) Program, a high-impact, seven-month journey designed to unlock growth, strengthen governance, and prepare Rwandan Small and Medium Enterprises (SMEs) to confidently access affordable financing. Overview The Development Bank of Rwanda (BRD), in partnership with the African Management Institute (AMI), is proud to launch Cohort 1 of the Hatana Technical Assistance (TA) Programme - a powerful, seven-month journey tailored for Rwanda’s high-potential Small and Medium Enterprises (SMEs). The Programme is designed to unlock business growth and build finance-readiness through a rich, practical experience that includes: Expert-led coaching sessions Peer learning and support networks Tailored tools and content designed for real-world SME challenges Hands-on strategies to scale your business sustainably Start your journey Tailored Support through FIRST+ II Financial Inclusion Business Growth Whether you’re looking to enter new markets or scale your operations, FIRST+ II Financial Inclusion will provide the strategies and resources to help you succeed. Financial Access Learn how to secure the financing and investments needed to fuel your growth. Networking Opportunities Connect with a powerful network of peers, and agribusiness experts across Africa. KINYARWANDA ENGLISH ITANGAZO RYO KWIYANDIKISHA Hatana – Gahunda y’Ubufasha bwa Tekinike (Phase 3) Kongera Ubumenyi no Gufasha ba Rwiyemezamirimo Kugira Ubushobozi bwo Kugana Imari iciriritse Inzira y’amezi ane y’impinduka, igamije gufasha ba rwiyemezamirimo gukura, kunoza imiyoborere, no kwitegura kubona inguzanyo y’amafaranga aboneka ku buryo bworoshye kandi bwizewe. Iyandikishe mu itsinda rya mbere uyu munsi! Igihe ntarengwa cyo gusaba: 5 Nzeri 2025 SABA UBU Incamake Banki y'Amajyambere y'u Rwanda (BRD) ku bufatanye na African Management Institute bishimiye gutangaza itangizwa rya Hatana – Gahunda y’Ubufasha bwa Tekinike (TA). Iyi gahunda y’igerageza igamije gufasha ba Rwiyemezamirimo 50 bo mu Rwanda bafite ibigo bito n’ibiciriritse (SMEs) kongera ubushobozi bwabo mu mikorere n’imari, hagamijwe gutegura inzira yo kubona inguzanyo iciriritse binyuze muri gahunda ya Hatana. Dushingiye ku bwumvikane ko ba rwiyemezamirimo bato n’abaciriritse (SMEs) ari inkingi y’iterambere ry’ubukungu bw’u Rwanda, iyi gahunda izafasha mu guteza imbere imikorere y’ibigo binyuze mu buryo bwagutse kandi buhinduka: Gahunda y’igihe kirekire no gutegura ejo hazaza Gukora neza mu micungire n’imikorere Gucunga abakozi no kwongera ubushobozi bwabo Gutegura neza imari no kubona amafaranga yo gushora mu bikorwa Iyi ni gahunda irenze amahugurwa asanzwe — ni urugendo ruganisha ku kuramba, gukura no kubona amafaranga. Ibyo Wakitega kuri iyi Gahunda Niba uri rwiyemeza mirimo (SME) witabiriye iyi gahunda, uzungukiramo ibi bikurikira: 🔸 Gahunda y’iterambere yihariye: Uzafatanya n’impuguke kunoza inzira ijyanye n’ibyo ukora n’icyerekezo cyawe 🔸 Amasomoy’ingirakamaro: Uzabona amasomo, inyandiko n’amasoko mu Cyongereza cyangwa Ikinyarwanda 🔸 Guhabwa inama ku giti cyawe no mu matsinda: Abajyanama b’inzobere bazagufasha gushyira mu bikorwa imikorere myiza 🔸 Kugirana imikoranire n’abandi: Gusangira ubunararibonye n’abandi ba rwiyemezamirimo 🔸 Amasomo y’imbonankubone: Gukomeza ubushobozi bwawe binyuze mu mahugurwa anyuranye 🔸 Ubumenyi ku bijyanye n’imari n’amategeko: Gusesengura inzira yo kubona amafaranga n’ukuntu ugira imiyoborere myiza 🔸Impamyabushobozi: Uzahabwa n’icyemezo cyerekana aho ugeze mu iterambere Iyi gahunda itangwa ku buntu – ntacyo dusaba uyitabiriye. Abemerewe Kwiyandikisha Iyi gahunda igenewe ibigo by’Abanyarwanda byanditswe biamaze igihe bikora, bifite ubushobozi bwo gukura, kandi byifuza kunoza imikorere no kubona inguzanyo ku buryo bworoshye. Ibisabwa kugira ngo wemererwe: Kuba ikigo cyanditswe mu Rwanda, gifite nibura 50% y’imigabane ifitwe n’abanyarwanda, ndetse na 75% y’ubuyobozi butari ubw’inzego za leta cyangwa abanyamahanga Kuba kimaze imyaka nibura 3 gikora, gifite ibimenyetso by’izamuka mu musaruro cyangwa inyungu Kuba gifite inyungu y’umwaka iri hagati ya: RWF miliyoni 1–20 (ibigo bito) RWF miliyoni 20–500 (ibigo biciriritse) Kuba gifite nibura abakozi 5 bahoraho Kuba gikora muri rumwe mu nzego z’ingenzi zikurikira: Ibikoresho by’ubwubatsi n’imikoranire yabyo Ibyoherezwa mu mahanga bikomoka ku buhinzi n’ubworozi n’ibikorerwa mu nganda bifitanye isano Inganda z’imyenda n’izindi nganda zoroheje Ibikorwa by’ubwubatsi bworoshye (nko gukora ibikoresho byifashishwa kwa muganga, electronique, n’ibindi) Ntikigomba kuba cyarabonye inguzanyo ya AFIRR cyangwa cyaritabiriye gusa gahunda ya AMI TA mu mezi 24 ashize Uko Wakwiyandikisha Ohereza ubusabe bwawe kuri interineti ukoresheje iyi link Igihe ntarengwa: 5 Nzeri 2025 Ni abatoranyijwe gusa bazamenyeshwa ikiganiro gikurikiraho. Tangira Usabe Ubu! Ukeneye ibisobanuro birenzehowatugana unyuze kuri Sura: hatana.brd.rw Imeri: rwanda@africanmanagers.com Terefone: +250 78 733 9435 (AMI) / +250 79 150 1068 (BRD)

The Development Bank of Rwanda (BRD), in partnership with the African Management Institute (AMI), is proud to launch Cohort 1 of the Hatana Technical Assistance (TA) Program, a high-impact, seven-month journey designed to unlock growth, strengthen governance, and prepare Rwandan Small and Medium Enterprises (SMEs) to confidently access affordable financing. ENGLISH KINYARWANDA CALL FOR APPLICATIONS Hatana Program (Phase 3) Accelerating finance readiness and strategic growth for Rwandan SMEs A high-impact, four-month journey designed to unlock growth, strengthen governance, and prepare Rwandan Small and Medium Enterprises (SMEs) to confidently access affordable financing. Secure your spot in Cohort 1 today. Applications close on September 5th, 2025 Apply Now Overview The Development Bank of Rwanda (BRD), in partnership with the African Management Institute (AMI), is proud to launch Phase 3 of Hatana– a Technical Assistance Program, a high-impact, four-month journey designed to unlock growth, strengthen governance, and prepare Rwandan Small and Medium Enterprises (SMEs) to access affordable financing confidently. Rooted in the understanding that SMEs are key drivers of Rwanda’s economic transformation, the Hatana Technical Assistance Program takes a holistic and adaptive approach to enterprise development, strengthening core business practices such as: Strategic planning Operational efficiency Talent management Financial structuring and access to finance This is more than a training; it’s a strategic journey toward resilience, growth, and access to finance. What You Can Expect As a participating SME, you will benefit from: Personalized growth plan: Collaborate with experts to create a tailored roadmap aligned with your vision and needs Essential tools & content: Access proven resources, templates, and courses in English and/or Kinyarwanda covering finance, operations, and more. 1:1 & Group coaching: Get guidance from experienced business coaches to implement stronger business practices. Peer networks: Connect with fellow entrepreneurs to share insights and solutions. Dynamic Learning Sessions: Boost Your Skills and Confidence Through Interactive Workshops. Finance & compliance: Gain clarity on accessing funding and building systems to engage confidently with banks and investors. Certificate of achievement: Celebrate your progress with a formal recognition of your growth. This program is FULLY SPONSORED. Who Should Apply The program targets established Rwandan Small and Medium Enterprises (SMEs) with strong growth potential, especially those seeking to improve operations and access affordable loans through financial institutions. Eligibility criteria: Registered business in Rwanda with at least 50% local ownership and 75% private ownership Operational for at least 3 years Annual turnover: Between FRW 1–20 million (Small enterprise) Between FRW 20–500 million (Medium enterprise) Employ at least five (5) permanent staff Operate in one of the following sectors: Construction materials and related value chains Agro-processing and related value chains Textiles and related value chains Light manufacturing (e.g., medical consumables, electronics) Must not have received an Hatana Tubigeraneho program-funded loan or participated in an AMI capacity building within the last 24 months How to Apply Submit your application online by clicking here The deadline to apply is September 5, 2025 Only shortlisted candidates will be contacted for the next stage. Start your application now! Overview The Development Bank of Rwanda (BRD), in partnership with the African Management Institute (AMI), is proud to launch Cohort 1 of the Hatana Technical Assistance (TA) Programme - a powerful, seven-month journey tailored for Rwanda’s high-potential Small and Medium Enterprises (SMEs). The Programme is designed to unlock business growth and build finance-readiness through a rich, practical experience that includes: Expert-led coaching sessions Peer learning and support networks Tailored tools and content designed for real-world SME challenges Hands-on strategies to scale your business sustainably Start your journey Tailored Support through FIRST+ II Financial Inclusion Business Growth Whether you’re looking to enter new markets or scale your operations, FIRST+ II Financial Inclusion will provide the strategies and resources to help you succeed. Financial Access Learn how to secure the financing and investments needed to fuel your growth. Networking Opportunities Connect with a powerful network of peers, and agribusiness experts across Africa. Start Your Learning Journey Today Apply Now About AMI The African Management Institute (AMI) is Africa’s leading learning and development company, with a decade of experience in powering the performance of the continent's ambitious businesses, organizations, and people. We provide practical programmes, tools, and training that target specific business, organizational and individual performance outcomes. We believe... skilled people build thriving businesses thriving businesses create quality jobs and quality jobs drive prosperity and dignity. Learn more about AMI About Hatana & the partnership with BRD In April 2020, the Government of Rwanda (GoR) established an Economic Recovery Fund (ERF) to support the recovery of businesses hit by the COVID-19 pandemic so that they can survive, resume operations and safeguard employment, thereby cushioning the economic effects of the pandemic. The Access to Finance for Recovery and Resilience (AFIRR) is a project designed to further support the ERF by increasing access to finance towards businesses post COVID-19. The component of the project that is implemented by BRD Plc is referred to as Hatana- ERF 2, and provides affordable long-term financing for commercially viable projects in the manufacturing value chains. As part of this effort, The Development Bank of Rwanda (BRD), has partnered with the African Management Institute (AMI) to equip 50 growth-ready SMEs with the skills, strategies, and confidence to scale, improve governance, and access the capital they need to thrive through the Hatana Technical Assistance (TA) Program. Need more information: Visit: hatana.brd.rw Email: rwanda@africanmanagers.com Phone: +250 78 733 9435 (AMI) / +250 79 150 1068 (BRD)

Explore the stories and case studies of growth from our partners and individual learners to understand how we power the continent's most ambitious businesses and leaders. Stories & Case Studies Explore the stories and case studies of growth from our partners and individual learners to understand how we power the continent's most ambitious businesses and leaders. Individual Stories Training Managers for Rapid Growth How better communication helped a manager improve sales Clean Water, Healthy Communities: How Arvia Waters is Changing Lives Pro Strategy Takes the Lead in Digital Transformation Across Africa Beauty Business Grows 300 Percent While Empowering Single Mothers Transforming Leadership in Africa: The Bold Vision Behind A+ Coaching Diamond in the Rough: Growing Karen Fruits into a Community Anchor From Local Grains to Lasting Impact: Insa Diagne’s Mission to Transform Nutrition View More Through the programme’s dynamic pod sessions, we had the privilege of connecting with other like-minded business owners who share our passion for growth and innovation. These sessions became more than just learning opportunities, they were catalysts for peer-to-peer learning, sparking meaningful connections. Sam Owen The programme has been an eye-opener for me in many aspects, the courses for example have helped me to dissect how I respond to problems and proffer solutions. Grace Fosen Country Project Manager, Mennonite Economic Development Associates I joined the AMI programme so that I could network more within the agriculture sector. I have been able to apply the lessons I have learnt from the courses to motivate my team, while the coaching lessons have made me more effective in my role in developing the apiary industry. I have now expanded our innovations into three new districts. Mark Kebo Founder The programme helped me become a good leader, not just a nice one. I’ve learned that being a good leader means handling tough situations with the right mindset and balance; it’s about growth and accountability. Being a ‘nice’ leader might feel easier, but it doesn’t build lasting impact. Adam Mwanzia Senior Manager, Audit and Assurance RSM Eastern Africa I would recommend this programme because it not only helps managers lead, but it also equips them with the skills to help their entire team perform better. Samuel Ruterana IT Auditor National Bank of Rwanda I can't overstate how relatable every aspect of this programme is to my daily life as a corporate leader. The moderator's approachable nature and attentive listening made a huge difference. Aminah Amazah Team Lead Access ARM Pensions One thing that really stood out to me in the programme was the focus on real-world application. It wasn’t just about theory; everything we learned was designed to be immediately actionable. Juwiratu Ayuba Abulu Experienced Service Manager Access ARM Pensions AMI gave me a special mix of self-reflection, useful tools, and leadership training. I found it inspiring and full of energy. It helped me grow, not just in what I know, but also in my confidence and in understanding the kind of leader I want to become in the future. Ndyona Patricia Regional Sales Manager Hatch Africa Parfois, en tant que manager, nous en faisons trop. J'ai appris à mieux travailler avec l'équipe et à rendre les gens responsables de leur travail. Je vois déjà une différence. L'équipe est plus active et plus engagée. John Nsubuga Directeur des Ressources Humaines Fenix International Ami a réussi à réunir des personnes comme nous .Personne d’autre ne faisait cela – rassembler des personnes qui aident les petites entreprises. Cela m’a rendue curieuse de savoir ce que faisaient les autres et quels défis ils rencontraient… Les défis que nous rencontrons sont similaires – trouver plus d’argent. Mais faire partie de cette communauté m’a fait réfléchir à de nouvelles façons de résoudre ces problèmes.Ce n’est pas seulement une question d’argent ; il s’agit de comprendre ce dont les entreprises ont réellement besoin. Paula Mugisa Fondatrice et propriétaire de Teesa Advisory Services Uganda Participante au Roadshow de formation des prestataires BDS “Les compétences les plus utiles que j'ai acquises pendant le programme sont la résolution des problèmes sous forme de questions, la définition d’objectifs clairs, mesurables et atteignables. Après avoir suivi le programme, les membres de l'équipe sont devenus plus impliqués et s'engagent sur toutes les missions du département. J'ai également noté une meilleure organisation grâce à une communication plus claire.” Souleymane DIOP Responsable des Ressources Humaines The Learning Labs were incredible—very interactive and practical. The content was highly relevant, not just theory, but real-life examples you can apply immediately. I loved that I could take what I learned, put it into practice, and see real, tangible results. Edwin Department Head Explore AMI Programmes Client & Partner Case Studies Empowering African Leaders for Sustainable Impact: The Hatch Africa Story Transforming MSME Support in Uganda: A New Standard for Business Development Services Brewing a Better Future: The Leadership Transformation at Spring Valley Coffee Inspired Managers Keep Rwanda’s Hospitality and Tourism Industry Flying High View More

AMI’s Enterprise Academy is an all-in-one learning platform with everything you need for employee and company growth. Access personalized programs, on-demand resources, and expert support to drive results. Explore the academy and unlock your team's potential. Enterprise Academy Powering people, performance & growth Overview Academy Experience Features Academy Builder Book a Demo The all-in-one digital Academy experience to scale employee performance and company growth AMI’s Enterprise Academy is Africa’s premier, all-in-one digital solution for company-wide learning and development, designed to align employee development with strategic business goals and drive measurable growth. Combining data-driven diagnostics, live expert-led learning labs, and practical on-the-job tools, our scalable ecosystem bridges the gap between corporate training and impactful business outcomes. Our tailored approach, grounded in the proprietary Winning Behaviours Diagnostic tool, uncovers the key behaviours that drive organizational success. We design learning journeys to address those behaviours, ensuring that training isn’t just an expense—it’s a strategic investment that delivers measurable results. With a deep understanding of Africa’s unique challenges and opportunities, we integrate contextually relevant case studies, African business insights, and scalable solutions to cater to ambitious companies across the continent. Discover & target learning needs across the enterprise Customise & monitor company-wide & individual learning Live experiences & on-demand learning at scale Learning tracks for different experience levels Access to AMI's extensive library of on-demand courses, tools, and case studies Web-based learning platform + AMI’s iOS & Android mobile app Powering company-wide learning for Africa’s ambitious HR & talent teams The AMI Enterprise Experience AMI’s Enterprise Academy draws on AMI’s 4-step learning methodology to support learning at scale across growing and established businesses. Discover Our Winning Behaviours Diagnostic tool, Discover Pro, assesses your organization to identify key behaviour and skill gaps, delivering a Recommendations Report with personalised learning paths and industry benchmarks. Engage Once the diagnostic is complete, we create a private branded Enterprise Academy where employees embark on personalised 12-month learning journeys, featuring live Learning Labs led by Africa’s top business experts for practical, immediate impact. Apply Employees gain access to 7,000+ hours of video content, 3,000+ tools, and localized case studies in multiple African languages for practical, on-the-job application. Embed Learning habits are reinforced through Learner Success Managers who provide ongoing support, using feedback, check-ins, and reflection sessions to help learners embed new behaviours aligned with organizational goals. Academy Features Built to support both enterprise admins and learners over a 12-month period, AMI Enterprise Academy provides the ability for enterprise admins to build custom and targeted learning journeys for learners across the company. For Admins For Learners Growth Tracks Tracks and learning journeys tailored to different experience levels in your company. Learning Sprints A 12-month Academy is divided into 6 learning sprints (two months each) focusing on specific learning outcomes. Performance Labs Regular virtual Live Learning Labs allow learners to engage with peers on topics linked to their personalised journeys. On-Demand Access AMI’s learning platform and extensive content library anytime, anywhere. In the Flow Learners are encouraged to download performance tools and apply learning directly in the workplace. Africa First Content and experiences are built in multiple African languages, designed by Africa’s leading learning designers and facilitators. On-the-Go Our iOS and Android apps enable learners to engage with content at work, at home, or on the move. Discovery AMI’s diagnostic process helps clients and our team discover the unique learning needs across the enterprise. Guided & Supported Our learning designers and success managers provide a fully managed experience, guiding and supporting you. Aligned & Targeted Based on diagnostic results, the content, experiences, and learning journeys are aligned to business goals and outcomes. Learner Management Enterprise-wide learner management controls allow for easy learner administration during a 12-month subscription period. Chart & Track Quarterly performance and feedback surveys inform regular learning reports and consultations to track progress. Add-ons & Customisation Move beyond our Standard Enterprise Academy with add-on features and advanced customisations. Africa's growing and established businesses need a solution that goes beyond courses and out dated "training". - Anderson Bett, Customer Success Manager, PowerGen AMI Enterprise Academy User Begin Building Your Academy Today Transform your workforce and drive performance with AMI Enterprise Academy. Whether you’re an HR leader, CEO, or senior manager, we provide the tools, support, and insights to elevate performance at every level. Contact us today to discover how Enterprise Academy can align, upskill, and empower your team for lasting success.

Explore AMI's Impact Report Library and track our progress over the years. Discover data-driven insights, success stories, and key learnings from our work empowering African businesses and leaders. Impact Report Library Every year AMI releases a comprehensive analysis of the quantitative and qualitative results and impact of our programmes and partnerships. 2024: Africa’s Moment: Investing in entrepreneurs to power prosperity View AMI’s 2024 Impact Report 2023: 10 YEARS AS AN AFRICAN CHAMPION FOR AFRICA’S BUSINESS CHAMPIONS View AMI’s 2023 Impact Report 2022: THE RESILIENCE FACTOR View AMI’s 2022 Impact Report 2021: SKILLS TO POWER GROWTH AND IMPACT Download AMI’s 2021 Impact Report 2020: A YEAR OF STRUGGLE, HOPE & RESILIENCE View AMI’s 2020 Impact Report 2018: AMI IMPACT SNAPSHOT Download AMI’s 2018 Impact Report 2017: AMI IMPACT REPORT Download AMI’s 2017 Impact Report

Celebrating 10 Years as an African Champion for Africa’s Business Champions. Our 2023 Impact Report shares key learnings, inspiring stories, and data-driven insights from our journey. Uncover how we're evolving our model to drive business outcomes through skills development for Africa's champions. Overview Impact Stories Read the Report Download the Report Rapport en francais Overview As we celebrate our 10th year, we’re reflecting on what we’ve learned about driving business outcomes through skills development. We’re also raising our ambition, as we prepare to scale our proven model for massive jobs and livelihood impact in the decade to come. The report outlines our impact in data, but even more importantly the lessons and stories from working side-by-side with ambitious businesses and entrepreneurs across the continent- true African champions – while also evolving AMI’s high-impact model for business learning and growth support at scale. In this report, we reflect not only on learnings (we’ve chosen five) but also on five places we’re taking our learnings to amplify impact. We call these insights our ‘Ten from Ten’. Read our 2023 Impact Report here: ‘10 Years as an African Champion for Africa’s Business Champions’. Download the AMI 2023 Impact Report (English) Download the AMI 2023 Impact Report (French) Featured Stories From Medical Expert to Business Leader: Liberian medical e ntrepreneur creates 14 new jobs Read Story Harvesting Success: Focused support enables YES group to access finance Read Story Setting clear objectives helped my business thrive: Clementine’s Journey to Success Read Story Brewing a Better Future: The Leadership Transformation at Spring Valley Coffee Read Story Africa’s businesses and employees are the continent’s engines of growth and prosperity. Through our decade of providing Africa’s ambitious businesses with practical tools and training, we know that businesses grow faster and people perform better when they engage in practical business learning that can be immediately applied on the job. We’re particularly proud of our work with thousands of talented women business leaders across Africa. Our latest data shows women and youth outpace the average on all key business metrics, including revenue growth, job creation and access to finance." Read the Report Download the AMI 2023 Impact Report (English) Download the AMI 2023 Impact Report (French) View previous AMI Impact Reports >

Kataza Programme Empowering Youth, Unlocking Futures. Inclusive finance for ALL! The Kataza Program is a transformative initiative that supports financially excluded and disadvantaged youth-led businesses in 15 districts in Rwanda particularly those owned by young women in the agriculture and tourism & hospitality sectors. Through access to affordable financing and real-time business advisory services, the program empowers these businesses to grow and create meaningful employment opportunities. Learn more Consortium Partners Kataza is delivered by a consortium of partners led by the Rwanda Development Bank (BRD), in partnership with the Mastercard Foundation, and implemented by the African Management Institute (AMI), MVEND Ltd, the Association of Microfinance Institutions in Rwanda (AMIR), Rwanda Men’s Resource Centre (RWAMREC), and I&M Bank PLC. Our Mission Building on the success of the Hanga Ahazaza and COVID-19 Recovery and Resilience initiatives, AMI remains committed to empowering youth-led micro, small, and medium enterprises (MSMEs) across Rwanda, especially those led by women in rural areas. We equip entrepreneurs in the agriculture, tourism, and hospitality sectors with practical business training, tools, and ongoing support. We also strengthen their access to finance by linking them with financial institutions, helping their businesses grow and thrive sustainably. Learn more about AMI's work in Rwanda Meet our Growth Guides Northern Province MUSANZE DISTRICT Southern Province NYANZA DISTRICT Eastern Province GATSIBO DISTRICT Western Province NYABIHU DISTRICT GAKENKE DISTRICT HUYE DISTRICT NGOMA DISTRICT NYAMASHEKE DISTRICT BURERA DISTRICT NYARUGURU DISTRICT KIREHE DISTRICT RUSIZI DISTRICT NYAMAGABE DISTRICT NYAGATARE DISTRICT RUBAVU DISTRICT Role of AMI and Growth Guides As part of the Kataza programme, AMI is leading the design and delivery of a tailored learning journey for 240 Growth Guides community-based trainers recruited, trained, and deployed across 15 districts in Rwanda. These Growth Guides will be supporting 90,000 MSMEs, assessing their needs, identifying skill gaps, and delivering practical training to help them grow and become finance-ready. Through this approach, AMI bridges the gap between MSMEs and financial institutions, strengthening their capacity for sustainable business success. Business Development Support Assist MSMEs in strengthening their operations and growth strategies. Financial Literacy Training Educate entrepreneurs on financial management and access to financial products. Market Linkages Connect MSMEs with financial institutions, suppliers, and new market opportunities. Digital and In-Person Support Connect MSMEs with financial institutions, suppliers, and new market opportunities. Business Development Support Assist MSMEs in strengthening their operations and growth strategies. Financial Literacy Training Educate entrepreneurs on financial management and access to financial products. Market Linkages Connect MSMEs with financial institutions, suppliers, and new market opportunities. Digital and In-Person Support Connect MSMEs with financial institutions, suppliers, and new market opportunities. Business Development Support Assist MSMEs in strengthening their operations and growth strategies. Financial Literacy Training Educate entrepreneurs on financial management and access to financial products. Market Linkages Connect MSMEs with financial institutions, suppliers, and new market opportunities. Digital and In-Person Support Connect MSMEs with financial institutions, suppliers, and new market opportunities. Business Development Support Assist MSMEs in strengthening their operations and growth strategies. Financial Literacy Training Educate entrepreneurs on financial management and access to financial products. Market Linkages Connect MSMEs with financial institutions, suppliers, and new market opportunities. Digital and In-Person Support Connect MSMEs with financial institutions, suppliers, and new market opportunities. Meet our Growth Guides Northern Province MUSANZE DISTRICT Southern Province NYANZE DISTRICT Eastern Province GATSIBO DISTRICT Eastern Province NYABIHU DISTRICT GAKENKE DISTRICT HUYE DISTRICT NGOMA DISTRICT NYAMASHEKE DISTRICT BURERA DISTRICT NYARUGURU DISTRICT KIREHE DISTRICT RUSIZI DISTRICT NYAMAGABE DISTRICT NYAGATARE DISTRICT RUBAVU DISTRICT Key Benefits of the Kataza Program Business Training & Coaching – Gain practical business knowledge and leadership skills. Market Expansion Support – Identify opportunities for business growth and expansion. Mentorship from Industry Experts – Learn from experienced professionals who will guide your entrepreneurial journey. A Thriving Business Network – Connect with fellow entrepreneurs, financial institutions, and growth experts. Tailored Loan Products – Overcome financial barriers with custom-designed financial solutions. Practical Solutions | Financial Inclusion | Entrepreneurial Growth Who is the Kataza Program For? Kataza is designed for: Youth-led and women-owned MSMEs in the agriculture, tourism, and hospitality sectors. Small business owners seeking financial inclusion and tailored business support. Entrepreneurs struggle to access funding due to collateral requirements or limited financial literacy. Business owners are eager to scale their operations, improve management, and build long-term sustainability. If you are a young entrepreneur looking for financial access, expert guidance, and business training, Kataza is for you. Impact of the Kataza Programme The program aims to reach 90,000 Micro, Small and Medium Enterprises (MSMEs) and 30,000 Village Savings and Lending Association (VSLA) groups, reaching over 540,000 members with a strong focus on those working in the agriculture and tourism & hospitality sectors. Kataza will support 18,500 youth-owned businesses to access tailored financial products, creating dignified and fulfilling work opportunities for more than 54,150 financially excluded young people, primarily young women. Details about the Programme Who is Kataza Programme for Kataza is designed to support: Youth-led MSMEs aged 18 to 35, with a special focus on women-owned businesses Entrepreneurs who are financially excluded or economically disadvantaged People with disabilities and refugees looking to grow their businesses MSMEs in the agriculture, tourism, hospitality, and adjacent sectors Businesses located in 15 selected districts across Rwanda. Key benefits of the Kataza Programme Practical business training: MSMEs receive hands-on business and financial literacy training through Growth Guides. This helps entrepreneurs strengthen their operations, improve decision-making, and become better prepared to access finance from financial institutions. Access to finance for the underserved youth: The program focuses on breaking down financial barriers for youth- and women-led MSMEs, such as lack of collateral, limited financial history, and minimal banking experience, by connecting them with financial institutions ready to support their growth. The program tackles gender norms and promotes inclusive community engagement to remove barriers limiting women’s economic participation. RWAMREC leads this effort by shifting mindsets and engaging men as allies, ensuring lasting, gender-responsive financial inclusion. Digitizing savings groups for financial inclusion: Through MVEND’s Gwiza platform, Village Savings and Lending Associations (VSLAs) are digitized. This helps informal MSMEs build a financial track record and credit history, making it easier for them to access formal loans and micro-credit. Tailored loan products: Kataza works with financial institutions to design loan products that meet the specific needs of young and women-led MSMEs, helping them overcome traditional barriers to accessing capital. Featured Article AMI Charts a Path for MSME Growth in Rwanda African Management Institute (AMI) is pleased to mark a key milestone in its mission to support entrepreneurs and their enterprises on the continent. Two hundred and forty Growth Guides in the Kataza Program are now AMI-trained and deployed in Rwanda to support Micro, Small, and Medium Enterprises... Read more Get Involved The Kataza Programme is dedicated to fostering a thriving entrepreneurial ecosystem in Rwanda. If you are an entrepreneur, financial institution, or organization looking to collaborate, contact us to learn how you can be part of this transformative initiative. AMI Rwanda Office Norrsken House Kigali 1 KN 78 St, Kigali kataza@africanmanagers.com Call +250 78 733 9435 Meet Our Growth Guides

Reach for growth with the AMI's Aspire Business Growth Program! This 6-month virtual program, infused with Stanford Seed expertise, empowers business owners and their teams to scale their businesses and achieve their goals. Learn more and apply today! Open Programme Aspire Designed for growth stage business owners and their teams, Aspire blends AMI's practical business growth learning experiences with the world-class expertise of Stanford Seed to accelerate business growth through skills, tools and strategies. CATEGORY BUSINESS GROWTH & ENTREPRENEURSHIP DESIGNED FOR Entrepreneur, Business Owner & Team FORMAT Virtual DURATION 6 Months COST $650 per business * This cost covers 3 people i.e. the business owner plus 2 other senior members of the team NEXT COHORT START July 2025 Apply Now Overview For Africa’s Ambitious Business Owners Joining other business owners from across Africa, you will focus on achieving your aspirational business growth goals and improving your business management skills through interactive virtual workshops, practical online tools & courses, and peer-group learning. Infused with Stanford Seed Expertise Unique to the Stanford Seed-sponsored edition of Aspire, your learning journey will include a live guest lecture from the Stanford Graduate School of Business Faculty. Performance Benefits The top 15-20% performing businesses in each cohort will receive pro bono access to Stanford Seed mentors, as determined by the level of commitment. Key Outcomes Establish effective business systems and structures Identify and target the right customer segments Develop impactful marketing and sales strategies Set and achieve measurable goals and key performance indicators (KPIs) Recruit, train, and retain skilled employees Ensure accurate financial reporting and manage cash flow efficiently Focus Areas Addressing Risks & Opportunities Building Grit and Resilience in Leadership Resource Identification Strategic Thinking Strategy & Business Planning Team Building and Empowerment Reach for Growth Infused with Stanford Seed expertise, this unique AMI guided learning journey supports growth-stage small and medium-sized businesses to reach for growth scale, with key business team members learning alongside the business owner. "I have attended business programs in some of the best schools in the world. To say that the Aspire program is the most eventful and practically enriching program is an understatement! As a company, we owe you, AMI and Stanford a lot." Dankishiya Saleh Hadi, Dankish & Associates Ltd., Nigeria Learning Journey PHASE 1: Get Set Up for Growth: Planning and Money PHASE 2: Lead for Growth: Talent PHASE 3: Identify Growth Opportunities: Customers PHASE 4: Financial Analysis: Money PHASE 5: Build Talent Pipeline: Talent PHASE 6: Plan for Growth: Planning PHASE 7: Growth Network What's Included The program runs for 6 months. Each month includes: 120 min. live learning lab/webinar where the topic/concept for that month is introduced by AMI expert facilitators. An online learning platform where you will be expected to to download tools and resources for continuous learning and A pod this small peer meeting where founders meet to discuss and problem solve. This cycle happens every month and your commitment is 3 to 4 hours per week. During the 3rd month, Stanford Graduate School of Business Faculty provides guest lecture. After the 6 months of learning, you can apply for mentorship and project based consultants from the Stanford Seed, this comes at no additional cost. Who Can Enroll? For Business Owners & Founders The main applicant and participant is the Business Owner, CEO, or Founder of the business For Leadership Team: Business owner accompanied by up to 2 senior leaders Business Profile Years In Business: Business in operation for more than 1 year Revenue: Generated between $30,000 – $400,000 in annual revenue in the last financial year Employees: The business has a minimum of 3 full-time employees Internet Enabled: Smartphone/internet connection to access online tools, courses, and the online community Performance-Oriented: Willing to share key performance/financial data (so that you and we can learn about your growth progress). The Faculty & Team Sam Kimera Facilitator Baba Shiv Stanford Guest Lecturer Themba Nkomo Aspire Learner Success Manager Rehema Kamotho Aspire Growth Marketing Manager Chialuka Anele Aspire Growth Marketing Manager Jeffrey S. Prickett Global Director, Stanford Seed Guided & Supported Learning Journeys Cohort-Based Groups of learners are guided by AMI’s facilitators through experiences that emphasize peer-to-peer learning, action learning projects, and networking. Tech-Enabled AMI’s web and mobile apps support learners anytime and anywhere with access to video content, downloadable tools and engagement, throughout their journey. Africa First Our approach and content is built for Africa’s ambitious professionals and teams. With content in 7 languages, African case studies, and experiences led by Africa’s finest facilitators, we put Africa first in everything we do. Explore AMI's Learning Approach Start Your Learning Journey Today Apply for Aspire A word from Aspire Alumni The tools were a game changer. Before Aspire, we kept postponing decisions while managing daily operations. Now, we have a clear process for making both big and small decisions. As a result, our revenue has grown, and our business continues to thrive, thanks to Aspire. Raphael Opiyo Obiero Learn More Book a Consultation Connect with our Enrolment Team Connect on Whatsapp Certificate of Completion Learn More Book a Consultation Connect with our Enrolment Team Connect on Whatsapp Certificate of Completion About AMI and Stanford Seed’s Collaboration Close Stanford Seed is collaborating with African Management Institute (AMI) to provide an exclusive offer for early-stage founders and business owners. The goal of the AMI and Stanford Seed relationship is to help your business achieve its aspirational growth objectives by blending AMI’s business growth programme with Stanford Seed’s expertise. Scholarship Support For a limited time, Stanford Seed is providing partial scholarships for the Aspire Business Growth programme to qualified applicants.

Experience AMI's unique learning approach designed for Africa's business leaders. We combine research-backed methods with a practical, hands-on approach to drive real results. Discover how we empower individuals and organizations to achieve their goals. The AMI Approach Learning that powers growth. AMI learning delivers outcomes for African business champions and teams. Rooted in research, AMI’s learning approach draws on the simple, and yet powerful idea, that people learn by doing. Designed to meet the unique needs of Africa’s ambitious entrepreneurs, managers, and professionals, AMI’s practical learning approach, guides learners to develop the winning behaviours and practices that power performance and yield business outcomes and organisational success. AMI’s practical approach to unlock results Learning, doing, & performing to power growth. Traditional Training stops at “knowing” “Hit and run” traditional training ends when a learner memorises something they are taught in a passive learning environment. There is no application, no behaviour change and no business impact. Learning, Doing, Performing & Growing AMI’s practical learning approach goes further, guiding learners to implement the winning behaviours and practices that power performance, growth and success. 93% of AMI learners say they have applied what they learned on the job 40,000+ businesses supported in 39 countries since 2013. 86% of businesses report improved performance after engaging with AMI AMI Continuous Learning Model Our Evidence-Based Method: A Four-Stage Process, On Repeat AMI’s continuous learning model follows a four-stage cycle, which repeats over the course of each programme. The ultimate goal is tangible business outcomes, through a focus on the application of behaviours and practices that are proven to win. Our tech-forward approach starts with a ‘Discover’ diagnostic phase to ensure every learning journey is targeted and relevant. Learners then engage in live interactive ‘Learning Labs’ led by Africa’s top facilitators. Between workshops, they access practical tools and training from our digital learning platform, and apply new behaviours and practices on the job, and in the business. The result is improved performance - for learners, and their organisations. Explore the AMI learning experience The AMI Learning Experience & Features Designed to Deliver Outcomes AMI’s 4-stage practical learning approach drives real-world application and outcomes: Discover Diagnostic AMI’s team and diagnostic tools discover and map learning needs to business and organizational goals and outcomes. From there, targeted learning is planned and designed. Diagnostic tools Tailored learning journeys Benchmarking Continuous Measurement Engage Live Learning Learners participate in live workshops led by Africa’s best facilitators, covering practical tools and skills that can be applied on the job and in the business. Experience-driven learning “Learning Lab” workshops Expert, local facilitators Peer learning & role-playing Apply On Demand Access to content on our learning platform and app, helps learners tackle challenges, apply new skills and tools on the job, and measure success through peer feedback. Contextual Content Video-based courses Downloadable tools Web & mobile-enabled Embed On the Job Improved performance is embeded and reinforced with ongoing access to AMI’s library of content, and nudges from our platform and team, prompting regular application of behaviour, tools, and skills. Action learning projects * Change challenges * Accountability partners * Personal development plans * Guided Learning Journeys Cohort-Based Groups of learners are guided by AMI’s facilitators through experiences that emphasize peer-to-peer learning, action learning projects, and networking. Tech-Enabled AMI’s web and mobile apps support learners anytime and anywhere with access to video content, downloadable tools and engagement, throughout their journey. Africa First Our approach and content is built for Africa’s ambitious professionals and teams. With content in 7 languages, African case studies, and experiences led by Africa’s finest facilitators, we put Africa first in everything we do. Expore AMI’s Programmes > A Learning Path for Every Business Journey Our approach empowers Africa's businesses to achieve their targeted goals. Every business or organization is at a different stage in their journey. Likewise, each leader or employee requires different skill sets and ways to win. Our practical programmes focus on introducing new practices and behaviours, targeted for the needs of the business and individual. Entrepreneurship & Business Growth AMI entrepreneurship and business growth programmes help business owners and their teams develop the skills and practices that Africa’s micro, small, and medium-sized businesses need to grow and build resilience. Targeted Outcomes Entrepreneurial & business management skills Increased revenue & profit Business growth Job creation Business resilience & survival Leadership, Management & Professional Development AMI’s leadership, management, and workplace learning programmes support professionals at the continent’s most ambitious companies and organizations, helping them drive performance and results. Targeted Outcomes Professional leadership & management skills Improved individual & team performance Higher employee satisfaction Increased engagement More motivated workforce

Celebrating 10 Years as an African Champion for Africa’s Business Champions. Our 2023 Impact Report shares key learnings, inspiring stories, and data-driven insights from our journey. Uncover how we're evolving our model to drive business outcomes through skills development for Africa's champions. Download the AMI 2023 Impact Report (English) Download the AMI 2023 Impact Report (French) Featured Stories From Medical Expert to Business Leader: Liberian medical e ntrepreneur creates 14 new jobs Read Story Harvesting Success: Focused support enables YES group to access finance Read Story Setting clear objectives helped my business thrive: Clementine’s Journey to Success Read Story Brewing a Better Future: The Leadership Transformation at Spring Valley Coffee Read Story Africa’s businesses and employees are the continent’s engines of growth and prosperity. Through our decade of providing Africa’s ambitious businesses with practical tools and training, we know that businesses grow faster and people perform better when they engage in practical business learning that can be immediately applied on the job. We’re particularly proud of our work with thousands of talented women business leaders across Africa. Our latest data shows women and youth outpace the average on all key business metrics, including revenue growth, job creation and access to finance." Read the Report Download the AMI 2023 Impact Report (English) Download the AMI 2023 Impact Report (French) View previous AMI Impact Reports >

Welcome to AMI-African Management Initiative (“AMI”). Please read these Terms of Service (“TOS”) and the Privacy Policy prior to registering for the AMI web and mobile platforms or courses or using any portion of the website (the “Sites,” which consists of all content and pages located within the africanmanagers.com web domain and / or accessed through our mobile applications “AMI Learn” and “AMI Business”), including accessing any course material, resources, forums, profiles, or other electronic services. These TOS and the Privacy Policy are agreements (the “Agreements”) between you and AMI. BY USING AND PARTICIPATING IN THE SITE(S), YOU SIGNIFY AND ACKNOWLEDGE THAT YOU HAVE READ THE TERMS OF USE AND AGREE THAT THE TERMS OF USE CONSTITUTES A BINDING LEGAL AGREEMENT BETWEEN YOU AND AMI, AND THAT YOU AGREE TO BE BOUND BY AND COMPLY WITH THE TERMS OF USE. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS OF USE, PLEASE DO NOT ACCESS THE SITES. 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USER CONTENT The Online Communities, Content and Courses may provide you with the ability to upload comments, questions and replies; join learner discussions, create profile pages, and other content and media for social interaction, or certain information and materials for use with the Sites or Online Content and Courses, e.g., written assignments, questions, hypothetical, examples, etc. (collectively, “User Content”). With respect to any submissions of User Content, you agree to comply with the Rules for Online Conduct. Including all applicable laws including but not limited to laws regarding online conduct and acceptable content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the country in which you reside. The Sites may provide you with the ability to post comments and replies, take part in group discussions, submit questions or send similar messages and communications to third party service providers, other AMI users and/or us. You agree to use communication methods available on the Sites only to send communications and materials related to the subject matter for which we (or any applicable Partner Institution) provided the communication method, and you further agree that all such communications by you are subject to and governed by these TOS. By using any of the communications methods available on the Sites, you agree that: All communications methods constitute public, and not private, means of communication between you and the other party or parties; Communications sent to or received from third party service providers or other third parties are not endorsed, sponsored or approved by us in any manner (unless expressly stated otherwise by us); and Most content will be reactively moderated if flagged by AMI users but we reserve the right to pre-review or post-review User Content to ensure that it complies with the Rules for Online Conduct. Additionally, through such communication methods set out above, we may make certain types of services available to you. For instance, we may make available to you, in connection with your participation in an Online Community Forum or Course study group services that allow you to communicate with our staff, fellow users and/or Faculty from our Partner Institutions so that you may ask questions about the academic materials in the Online Community or Course or about your general experiences on the Sites. You acknowledge and agree that the services set out above (including without limitation study group services) may be monitored or recorded for quality control purposes and that the information or material provided as part of the services is included within these TOS and is provided for educational purposes only. With respect to User Content you submit or otherwise make available in connection with your use of the Sites, and subject to the Privacy Policy, you grant AMI a fully transferable, worldwide, perpetual, royalty-free and non-exclusive license to use, distribute, sublicense, reproduce, modify, adapt, publicly perform and publicly display such User Content. To the extent that you provide User Content, you represent and warrant to AMI that (a) you have all necessary rights, licenses and/or clearances to provide and use User Content and permit AMI to use such User Content as provided above and you have any and all necessary written or implied consents, releases, and/or permissions of each and every identifiable individual person in the Content to use the name, picture and likeness of each and every such identifiable individual person to enable inclusion and use of the video or Submission in the manner contemplated by these TOS.; (b) such User Content is accurate and reasonably complete; (c) as between you and AMI, you shall be responsible for the payment of any third party fees related to the provision and use of such User Content and (d) such User Content does not and will not infringe or misappropriate any third party rights (including without limitation privacy, publicity, intellectual property and any other proprietary rights, such as copyright, trademark and patent rights) or constitute a fraudulent statement or misrepresentation or unfair business practice. You also grant each AMI user a non-exclusive license to access your User Content through the AMI Sites and to use, reproduce, distribute, display and perform such User Content. The Sites may also provide you with ability to upload or send information to AMI regarding the Sites or related services (“Feedback”). By submitting the Feedback, you hereby grant AMI an irrevocable license to use, disclose, reproduce, distribute, sublicense, prepare derivative works of, publicly perform and publicly display any such submission. You shall be solely responsible for keeping a duplicate copy of all User Content; we do not accept any responsibility or liability for the loss of your User Content. We reserve the right to remove any content (not only Prohibited Content) from the Sites in our sole discretion, but are not required to do so. If we do remove content you have posted, we may not notify you we have done so. You acknowledge that we do not screen or moderate all content posted to the Sites by users. You must not alter, damage or delete any content on the Sites of which you are not the author, unless you have express permission from the author to do so. Disclaimer on User Content In connection with your participation in a Programme, Online Community or Course, you will have the ability to access or download content or other course-related materials provided by other Users taking the course. While AMI requires Users to comply with the AMI TOS in providing User Content, AMI cannot guarantee that any such User Content will be free of viruses, worms, back doors, Trojan horses or other contaminants which may harm your computer, tablet, hand-held device or any programs or files therein. AMI disclaims any responsibility or liability relating to your access or download of such User Content. Accordingly, AMI recommends that you only download or access files from a trusted source and implement security measures to scan downloaded files for contaminants. Sites may include forums containing the personal opinions and other expressions of the persons who post entries on a wide range of topics. Neither the User Content (as defined below) on the Sites, nor any links to other websites, are screened, moderated, approved, reviewed or endorsed by AMI. By posting to or viewing such sites, you agree that AMI and any of its Partner Institutions are not responsible or liable for the content of any postings therein. AMI reserves the right (but not the obligation) to remove any content from such pages in its discretion. AMI does not endorse any User Content or any opinion, recommendation or advice expressed therein. LINKS TO OTHER SITES We may make certain revision books and study aids available for purchase while you are participating in the Programme, Online Content and Courses. We will provide links to third party websites to enable you to make these purchases. Additionally, User Content may contain links to third party websites (“External Sites”). Those External Sites may contain content or offer products and/or services for sale. You acknowledge and agree that: We have no responsibility for the accuracy or availability of information provided by External Sites, and We do not control or endorse the sponsors of such External Sites or the content, products, advertising or other materials presented on such External Sites. We may remove any links to External Sites from the Sites at any time for any reason. We will not be liable for any transactions conducted by you with third parties through any External Site or for any liability arising from any representations or information provided on such External Sites. We appreciate that External Sites may contain material in which the operator of the External Sites has intellectual property rights. We respect those rights and provide the links for information purposes only. The fact that we have linked to any External Site does not create or imply any relationship or partnership between us and the operator of such External Site. You acknowledge that you use links on the Sites at your own risk. ONLINE EDUCATION RESEARCH Records of your participation in Programmes, and Online Content and Courses may be used for researching business support, and/or online education. In the interests of this research, you may be exposed to slight variations in the course materials that will not substantially alter your learning experience. All research findings will be reported at the aggregate level and will not expose your personal identity. WARRANTIES, DISCLAIMERS AND LIMITATION OF LIABILITY THE AMI SITES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITH NO COMMITMENT TO ANY FUTURE FUNCTIONALITY OR FEATURES. USE OF THE AMI SITES IS AT YOUR OWN RISK. THE SITES ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE AMI PARTIES DO NOT WARRANT THAT SITES WILL OPERATE IN AN UNINTERRUPTED OR ERROR-FREE MANNER OR THAT SITES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WITHOUT LIMITING THE FOREGOING, THE AMI PARTIES DO NOT WARRANT THAT (A) THE PROGRAMMES, ONLINE COURSES OR SITES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS OR ACHIEVE THE INTENDED PURPOSES, (B) THE ONLINE COURSES OR SITES WILL NOT EXPERIENCE OUTAGES OR OTHERWISE BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, (C) THE INFORMATION OR SERVICES OBTAINED THROUGH OR FROM THE ONLINE COURSES OR SITES WILL BE ACCURATE, COMPLETE, CURRENT, ERROR-FREE, COMPLETELY SECURE OR RELIABLE, OR (D) THAT DEFECTS IN OR ON THE ONLINE COMMUNITIES, COURSES OR SITES WILL BE CORRECTED. NONE OF THE AMI PARTIES MAKE ANY REPRESENTATION REGARDING YOUR ABILITY TO TRANSMIT AND RECEIVE INFORMATION FROM OR THROUGH THE SITES, AND YOU AGREE AND ACKNOWLEDGE THAT YOUR ABILITY TO ACCESS THE ONLINE COURSES AND SITES MAY BE IMPAIRED. THE AMI PARTIES DISCLAIM ANY AND ALL LIABILITY RESULTING FROM OR RELATED TO SUCH EVENTS OR THE ACCESS OR USE OF THE ONLINE COURSES OR SITES OR ANY INFORMATION OR SERVICES RELATED TO THEM. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD. AMI DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY YOU OR A THIRD PARTY THROUGH THE SITES OR ANY HYPERLINKED WEBSITE OR SERVICE, OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND AMI WILL NOT BE A PARTY TO AND IS NOT RESPONSIBLE IN ANY WAY FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. YOU ACKNOWLEDGE AND AGREE THAT ANY ACCESS TO OR USE OF THE ONLINE COURSES AND SITES OR SUCH INFORMATION OR SERVICES IS AT YOUR OWN RISK. ALL USERS: AMI AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR SPECIAL DAMAGES, WHETHER BASED IN TORT, CONTRACT, OR OTHERWISE, INCLUDING LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM OR IN ANY WAY RELATED TO (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SITES; (B) ANY CONDUCT OR CONTENT OF YOU, ANY MEMBER, OR ANY THIRD PARTY ON THE SITES, INCLUDING ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER MEMBERS OR THIRD PARTIES; (C) ANY CONTENT, COURSES, OR ADVICE OBTAINED FROM THE SITES; AND (D) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, WHETHER OR NOT AMI HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. AMI’S TOTAL AGGREGATE LIABILITY ARISING FROM OR RELATED TO THESE TERMS OF USE AND ANY OTHER AGREEMENT RELATED TO YOUR USE OF THE SITES IS LIMITED TO THE TOTAL AMOUNT OF FEES PAID BY THE SUBSCRIBER IN THE 12 MONTHS PRECEDING THE INCIDENT. THE LIMITATIONS AND EXCLUSIONS IN THESE TERMS OF USE WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW AND REGARDLESS OF WHETHER LIABILITY ARISES FROM BREACH OF CONTRACT, WARRANTY, TORT (INCLUDING SOLE OR CONCURRENT NEGLIGENCE), BY OPERATION OF LAW OR OTHERWISE. LIABILITY IS LIMITED AND/OR EXCLUDED, EVEN IF ANY EXCLUSIVE REMEDY PROVIDED FOR IN THESE TERMS OF USE FAILS OF ITS ESSENTIAL PURPOSE. YOU ACKNOWLEDGE AND AGREE THAT THE WARRANTY DISCLAIMERS AND THE LIMITATIONS OF LIABILITY SET FORTH IN THIS TERMS OF SERVICE REFLECT A REASONABLE AND FAIR ALLOCATION OF RISK BETWEEN YOU AND THE AMI PARTIES, AND THAT THESE LIMITATIONS ARE AN ESSENTIAL BASIS TO AMI’S ABILITY TO MAKE THE AMI SITES AVAILABLE TO YOU ON AN ECONOMICALLY FEASIBLE BASIS. YOU AGREE THAT ANY CAUSE OF ACTION RELATED TO THE AMI SITES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED. Furthermore, AMI accepts no responsibility for any loss or damage incurred by you as a result of: Any reliance placed by you on the completeness, accuracy or existence of any information or advertising, or as a result of any relationship or transaction between you and any advertiser or sponsor whose advertising appears on the Sites or in relation to the Programmes, Online Communities, Content and Courses; Any changes which we may make to the Sites or Programmes, Online Communities, Content and Courses, or for any temporary interruptions in the provision of the Sites or Online Communities, Content and Courses; The deletion of, corruption of, or failure to store, any Online Communities, Content and Courses and other communications data maintained or transmitted by or through your use of the Sites; Your failure to provide us with accurate account information; and Your failure to keep your account details secure and confidential. INDEMNIFICATION We are not responsible for the conduct, actions or information of any user of the Sites or any other third party, and you release us from any liability or claim you may have against such persons. You indemnify and keep us fully indemnified from and against all actions, claims, demands, costs, expenses, liabilities, loss, damages or other monetary relief brought, made or awarded against or incurred by us resulting (directly or indirectly) from: You submitting your content to the Sites or participating in the Programmes, Online Communities, Content and Courses; Your access to or use of the Sites or Online Communities, Content and Courses; Your breach of any of these Terms; and Any negligent act or omission, deliberate default or breach of statutory duty on your part. In addition, you agree to keep us fully indemnified from and against all actions, claims, demands, costs, expenses, liabilities, loss, damages or other monetary relief brought, made or awarded against or incurred by us resulting (directly or indirectly) from any claims that the content on the Sites or Programmes, Online Communities, Content and Courses (or its use) infringe the intellectual property rights of third parties. Each indemnity in this paragraph is separate and independent from the other obligations in these Terms. Each of these indemnities is to remain fully effective despite any indulgence granted from time to time and despite any judgment or order. This paragraph survives the end of these Terms. COPYRIGHT POLICY It is our policy that any content included on the Sites or within the Programmes, Online Communities, Content and Courses that infringes the intellectual property rights of any third party will be removed from the Sites as soon as possible after we are made aware of such infringement. If you are the owner of intellectual property rights, or are authorised to act on behalf of an owner, or authorised to act under any exclusive right, report any alleged infringements of your intellectual property rights taking place on or through the Sites by emailing a Copyright Infringement Notice to support@africanmanagers.com . We will take whatever action, in our sole discretion, we deem appropriate, including the removal of the challenged content. The notice must include the following information: (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyrighted work claimed to have been infringed (or if multiple copyrighted works located on the Site are covered by a single notification, a representative list of such works); (c) identification of the material that is claimed to be infringing or the subject of infringing activity, and information reasonably sufficient to allow AMI to locate the material on the Sites; (d) the name, address, telephone number, and email address (if available) of the complaining party; (e) a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (f) a statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. GENERAL TERMS Entire Agreement These Terms of Service and the Privacy Policy together constitute the entire agreement between you and AMI with respect to your use of the Sites, superseding any prior agreements between you and AMI regarding your use of the Sites. Waiver and Severability of TOS The failure of AMI to exercise or enforce any right or provision of these TOS shall not constitute a waiver of such right or provision. If any provision of these TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision and the other provisions of these TOS shall remain in full force and effect. Assignment or Transfer of Rights You will not transfer any of your rights and obligations under these Terms to anyone else without our consent. All of our rights and obligations under these Terms are freely assignable by us. Application and Jurisdiction of Law Nothing in these Terms will prevent us from complying with any law. You must comply with all applicable laws when using or accessing the Sites. These Terms and the relationship between you and us are governed by the laws of the Republic of Mauritius. For any dispute between you and us, you agree that you will first attempt to resolve it with us informally. In the unlikely event that we are unable to resolve the dispute in this manner within 28 days of the dispute being notified in writing we both agree to submit to the exclusive jurisdiction of the courts of the Republic of Mauritius to resolve any legal matter arising from these Terms and the relationship between you and us. Notwithstanding this, you agree that we are permitted to apply for injunctive remedies (or other types of urgent interim relief) in any jurisdiction at any time. Effective Date: October 14, 2020. Terms of Service